LEXINGTON, Ky. (WTVQ) – More than $16.5 million in assistance has been paid out so far to claims for flooding and related damage in nine Kentucky counties.
Kentucky homeowners and renters who sustained losses from the severe storms, flooding, landslides and mudslides from Feb. 27 through March 14 in Breathitt, Clay, Estill, Floyd, Johnson, Lee, Magoffin, Marin and Powell counties may be eligible for assistance from FEMA.
- FEMA’s National Flood Insurance Program has paid more than $14.8 million in flood insurance claims in Kentucky. About 600 claims have been submitted. A major disaster declaration is not required for flood insurance to pay. Claims may be submitted from any county.
- For losses not covered by insurance, FEMA has approved more than $1.7 million in Individual Assistance disaster grants for Kentucky homeowners and renters. Grants may help survivors with rent, home repairs,home replacement and other disaster-related needs such as childcare, medical and dental expenses. About 320 households have been approved.
How to Get Help from FEMA
- By law, FEMA cannot duplicate insurance payments or assistance from government programs or charities.
- If you have uninsured or underinsured losses, contact FEMA online at DisasterAssistance.gov, download the FEMA app and register on your smartphone or tablet, or call 800-621-3362 (TTY 800-462-7585). The toll-free telephone lines operate from 7 a.m. to 11 p.m., seven days a week. Multilingual operators are also available during these hours.
- Those who use a Relay service, such as a videophone, Innocaption or CapTel, should provide their specific number assigned to that service. It is important that FEMA can contact you. Phone calls from FEMA may come from an unidentified number.
SBA Low-Interest Disaster Loans
The U.S. Small Business Administration helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts, and cover the cost of replacing lost or disaster-damaged personal property. Interest rates for homeowners and renters are as low as 1.25 percent, with terms up to 30 years. It is free to apply for a disaster loan, and you are under no obligation to accept a loan if approved. You can also accept a partial amount. Collateral is not required for loans of $25,000 or less. Disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.
- For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955 (TTY 800-877-8339), emailing firstname.lastname@example.org, or visiting SBA’s website at sba.gov/disaster. To make an appointment for assistance with your disaster loan application, email to FOCE-Help@sba.gov.
- The deadline to apply for an SBA low-interest disaster loan is June 22, 2021 for physical damages and Jan. 24, 2022 for an economic injury disaster loan for small businesses or eligible non-profit organizations.
FEMA Online Registration at Nine County Libraries
Those needing access to a computer to register for FEMA assistance online can visit public libraries located in the nine declared counties below:
Breathitt County Public Library: 1024 College Ave., Jackson, Kentucky 41339
Clay County Public Library: 211 Bridge St., Manchester, Kentucky 40962
Estill County Public Library: 184 Broadway St., Irvine, Kentucky 40336
Floyd County Public Library: 161 N. Arnold Ave., Prestonsburg, Kentucky 41653
Johnson County Public Library: 444 Main St., Paintsville, Kentucky 41240
Lee County Public Library: 255 Industrial Park Road, Beattyville, Kentucky 41311
Magoffin County Public Library: 141 S. Church St., Salyersville, Kentucky 41465
Martin County Public Library: 180 Main St., Inez, Kentucky 41224
Powell County Public Library: 725 Breckenridge St., Stanton, Kentucky 40380
Address of the damaged primary dwelling where damage occurredYou should have the following information available to register:
- Current mailing address
- Current telephone number
- Social Security number
- Your insurance information
- Total household annual income
- Routing and account numbers for checking or savings accounts so FEMA may directly transfer disaster assistance funds
- A description of disaster damage and losses.
Recovery officials encourage Kentucky residents to watch for and report any suspicious activity from scam artists, identity thieves and other criminals who may try to prey on survivors.
- FEMA does not endorse any commercial businesses, products or services.
- FEMA does not charge for its services.
- If you suspect fraud, call the FEMA Disaster Fraud Hotline at 866-720-5721. Complaints also may be made by contacting local law enforcement.
- All federal employees have an official badge/ID. Ask to see it.